OVERSEAS MEDICAL ASSIST

Superior

Classic

Basic

Section 1. Medical and Accidental Dental Expense Incurred Overseas for both In-patient and Out-patient

 Medical expenses for follow-up treatment in Vietnam is also included

. Insured Person before attainment of seventy (70) years and below

. Insured Person upon attainment of seventy (70) years and above

$100,000

$50,000

$75,000

$50,000

$50,000

$25,000

Section 2. Overseas Hospital Income

Pays $50 for every complete day the Insured Person is hospitalized whilst overseas.

$2,500

$1,000

$1,000

Section 3. Emergency Medical Evacuation

Covers all Chartis TA Emergency Medical Evacuation expenses

Unlimited

Unlimited

Unlimited

Section 4. Repatriation

Covers all Chartis TA expenses as incurred in returning to Vietnam the remains of the Insured Person who suffers loss of life during their trip.

Unlimited

Unlimited

Unlimited

Section 5. Direct Repatriation

Covers all Chartis TA expenses as incurred in returning to the Country of Origin or Home Country the remains of the Insured Person who suffers loss of life during their trip.

$30,000

$15,000

$10,000

Section 6. CHARTIS TRAVEL GUARD

A full range of 24-hour worldwide emergency & assistance services is available to you absolutely FREE. Just place a reverse charge call to the CHARTIS TRAVEL GUARD Centre anytime of the day to activate the following services:-

·                Medical Service Consultation/Advice/Referral

·                Hospital Admission Assistance (including Guarantee of Hospitalization   deposit and Direct Settlement of covered hospital bills)

·                Emergency Medical Evacuation & Repatriation

·                Baggage Service

·                Legal Service

·                Emergency Ticket Service

Included

Included

Included

Section 7. Hospital Visitation

Pays for the incidental expenses for the visit of one Relative or friend if the Insured Person can not be evacuated and requires hospitalization for more than 5 days.

$6,000

$4,000

$3,000

Section 8. Compassionate Visit

Pays for the incidental expenses of one Relative or friend to assist in repatriation arrangement of  the Insured Person’s remains if necessary

$5,000

$5,000

$3,000

Section 9. Child Guard

Pays for one Relative or friend to accompany the Insured Person’s children (not older than 18) home following hospitalization of the Insured Person.

$6,000

$4,000

$3,000

PERSONAL ACCIDENT ASSIST

Superior

Classic

Basic

Section 10. Accidental Death & Disablement

. Insured Person before attainment of seventy (70) years and below

. Insured Person upon attainment of seventy (70) years and above

. Insured Child (included in Family Plan)

$150,000

$50,000

$25,000

$100,000

$50,000

$25,000

$50,000

$25,000

$25,000

Section 11. Public Transport Double Cover (Applicable to Superior Plan Only)

. Insured Person before attainment of seventy (70) years and below

. Insured Person upon attainment of seventy (70) years and above

. Insured Child (included in Family Plan)

$300,000

$100,000

$50,000

NA

NA

NA

NA

NA

NA

Section 12. Child Education Grant

Pays for each legally dependent child (before attainment of 23 years and below) studying as a full-time student in a recognized institution of higher learning as a result of accidental loss of life of the Insured Person

$2,500

$500

$500

TRAVEL ASSIST

Superior

Classic

Basic

Section 13. Travel Cancellation

Covers loss of unredeemable travel and accommodation expenses paid in advance and occurring up to 30 days prior to departure from Vietnam.

$7,500

$5,000

$5,000

Section 14. Travel Postponement 

Covers additional administrative charges for travel and accommodation expenses paid in advance and occurring up to 30 days prior to departure from Vietnam.

$1,000

$500

NA

Section 15. Travel Curtailment including Aircraft Hijacking

Covers additional travel or accommodation expenses incurred or forfeited after the commencement of the Trip.

$7,500

$5,000

NA

Section 16. Travel Companion Inconvenience

Covers the cost of the unused portion of the trip for one traveling Relative or Travel Companion if the trip is disrupted due to hospitalization of the Insured Person

$6,000

$4,000

NA

Section 17. Personal Baggage including Lap-Top Computer

Covers loss or damage to baggage, clothing, personal effects, Lap-Top Computer. (Maximum $500 for any one article or pair or set of articles. Maximum for Lap-Top Computer is $1,000)

$2,500

$1,500

$1,000

Section 18. Baggage Delay

Pays $200 for each full 8 consecutive hours that the Insured Person’s baggage is delayed whilst overseas.

$500

$500

$500

Section 19. Travel Documents – Loss of Money

. Pays the Insured Person’s travel and hotel expenses including cost of obtaining replacement passports, travel tickets and other relevant travel documents.
. Loss of money due to theft is also covered (maximum limit $300)

$3,000

$2,000

$1,500

Section 20. Travel Delay

Pays $100 for each full 8 consecutive hours of delay

$1,000

$750

$500

Section 21. Travel Misconnection

Covers expenses incurred as a result of misconnection of conveyance.

$200

$200

$200

Section 22. Personal Liability

Covers the Insured Person against liability to third parties or damage to their property caused by his/her negligence.

$100,000

$75,000

$50,000

LIFESTYLE ASSIST

Superior

Classic

Basic

Section23. Rental Vehicle Excess

Pays for the cost of the insurance excess of a car rented by the Insured Person if it is involved in an accident.

$500

N/A

N/A

Section 24. Automatic Extension of Policy period

For per trip policy, the period of insurance will be extended without charge for 72 hours through circumstances outside the Insured Person’s control 

Yes

Yes

Yes

Section 25.  Cover In The Event of Terrorism

Sections 1 - 24 of this policy are applicable If they occur as the result of an Act of Terrorism whilst the Insured is overseas.

Yes

Yes

Yes